5 Secured Credit Cards from Kiplinger's Personal Finance Magazine

(You must open a bank account at the bank, and your credit line
is directly related to the amount you deposit.)

Federal Savings Bank of Arkansas
800-290-9060
Rate:  Federal discount rate + 5%
Annual fee:  $39
Minimum Deposit:  $250
Interest on deposits:  2.5%

American Pacific Bank
800-879-8745
Rate:  18.9%
Annual fee:  $30
Min. Deposit:  $400
Interest on Dep: 4.5%

Bank of Hoven
800-777-7735
Rate:  21%
Annual Fee:  $39
Min. Deposit:  $380
Interest:  4.5%

Bank One Arizona
800-544-4110
Rate:  prime + 12.9%
Annual Fee:  $25
Min. Deposit:  $500
Interest:  4.08%

Associates National Bank
800-368-0208
Rate:  prime +13.8%
Annual Fee:  $45
Min. Deposit:  $250
Interest:  7%* prime minus 1.5%